As a Fiduciary Advisor, I am committed to always putting your best interests first. This means that in every situation, I do what’s best for you—without exception. The Fiduciary Standard is a high standard, and I take it very seriously.

Federal and state laws require that Registered Investment Advisors (RIAs) adhere to the Fiduciary Standard. This standard ensures that advisors:

1. Act solely in the best interest of their clients at all times.

2. Disclose any potential or actual conflicts of interest before and during the course of our relationship.

3. Adopt a Code of Ethics to guide their professional behavior.

4. Fully disclose how they are compensated.

As a Fee-Only Financial Advisor, I am compensated solely by my clients, on an hourly basis, for the time it takes to provide the best financial advice to meet your needs. I don’t sell investments or financial products, and I never accept any fees or commissions from third parties. This ensures that your costs are minimized, and you only pay for the services that truly benefit you.

Unfortunately, many so-called "financial advisors" are not federally or state-registered RIAs. Instead, they may be considered broker-dealers by the SEC. Brokers are not held to the Fiduciary Standard. Instead, they follow the lower Suitability Standard, which only requires them to act in the best interest of their employer—not their clients.

AS YOUR FIDUCIARY, I PROMISE TO ABIDE BY THE FOLLOWING STANDARDS:

1. I will always put your best interests first.

2. I will act with prudence—using the skill, care, and judgment of a true professional.

3. I will be transparent and provide clear, full, and fair disclosure of all important facts.

4. I will avoid conflicts of interest.

5. If unavoidable conflicts arise, I will disclose and manage them in your favor.

You deserve to work with an advisor who is always focused on your best interests. By choosing a Fiduciary Advisor, you can be confident that your financial future is in trustworthy hands.